Address
232 Middleburg Drive, Panama City Beach, FL
Price
$ 450,000
Property Attributes
  • MLS#788660
  • TypeSingle Family
  • Listing Status Active
  • CountyBay
  • CityPanama City Beach
  • Area03 - Bay County - Beach
  • NeighborhoodPalmetto Trace Phase IV
  • Zip32413
  • Style
  • Year Built2006
  • Taxes$ 4852
  • Price$ 450,000
  • Bedrooms3
  • Full Bathrooms2
  • Half Bathrooms0
  • Sqr Footage1990
  • Lot Size0.2 Acres
Data Source:
Central Panhandle Association of REALTORS® (CPAR)
Property Description

A 2023 roof, fresh interior paint, and access to two community pools make this 3-bedroom, 2-bath home in Palmetto Trace an inviting option just minutes from Pier Park, Frank Brown Park, and the beach. Vaulted ceilings and natural light create an airy feel in the open living area, while the kitchen connects comfortably with the living and dining spaces for everyday meals and entertaining. The split floor plan gives the primary suite added privacy, with a walk-in closet and a private bath featuring double vanities. Two additional bedrooms and a full bath offer space for guests, a home office, or hobbies. Step outside to a screened-in patio overlooking a fenced, easy-to-maintain yard--a comfortable spot for morning coffee or unwinding at the end of the day. Palmetto Trace's sidewalks, golf cart-friendly setting, and two community pools add to the appeal, with shopping, dining, entertainment, and beach access close by. Enjoy a convenient Panama City Beach location with comfortable indoor and outdoor living. Schedule your showing today!

Elementary School Middle School High School
Hutchison Beach Elementary School Surfside Middle School Arnold High School
Price History
4/21/2026 Listed $525,000
5/19/2026 6$495,000
8/17/2026 4$475,000
9/11/2026 3$459,000
9/17/2026 Listed $458,000
9/24/2026 Listed $457,000
10/7/2026 Listed $456,000
10/15/2026 Listed $454,500
10/27/2026 1$460,000
11/4/2026 2$450,000

General Features

Sewer Public Sewer
Utilities Underground Utilities
Property Subtype Single Family Residence
Tax Year 2025
Community Features Pool,Community Pool
County Bay
Property Type Residential
HOA true
Subdivision Name Palmetto Trace Phase IV
Status Active
Directions West on Panama City Beach Parkway, travel past Pier Park and turn right onto Pier Park Drive. Turn right onto Brunswick Blvd. into Palmetto Trace. Turn right onto Middleburg Drive. Home is on the left.
High School Arnold
City Panama City Beach
Zoning Description Resid Single Family
MLS Area 03 - Bay County - Beach
Lot Size Units Acres
Lot Size Square Feet 8712
Elementary School Hutchison Beach
Tax Annual Amount 4852
Middle/Junior High School Surfside
MLS Area Minor 0321 - Beach - North Central
Standard Status Active
Property Sub Type Additional Single Family Residence
Occupancy Type Vacant
Year Built 2006
Association Fee Includes Association Management,Maintenance Grounds,Pool(s),Trash
Heating Central,Electric
Cooling Central Air,Ceiling Fan(s)
Appliances Electric Range,Electric Water Heater
Patio/Porch Features Enclosed,Patio,Porch,Screened
Construction Materials Stucco
Attached Garage false
Garage Y/N false
Total Rooms 6
Full Baths 2
Architectural Style Contemporary
HOA Fee 249
Assoc Fee Paid Per Quarterly
Pool Features In Ground,Community
New Construction false
Roof Composition,Shingle

Interior Features

Total Baths 2
Interior Amenities Double Vanity,Main Level Primary,Walk-In Closet(s)
Furnished Units None
Air Conditioning Y/N true
Heating Y/N true
Total Bedrooms 3
LivingAreaSource Appraiser

Exterior Features

Lot Features Paved
Lot Size Area 0.2
Lot Dimensions 65 x 130
Lot Size Acres 0.2
Building Area Total 1990
Waterfront Y/N false
Exterior Amenities Patio,Porch
Fencing Fenced

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Property vs Single Family Average in 32413

Price
AVG $920K
$450K
Taxes
AVG $6,009
$4,852
Year Built
AVG 2010
2006